This program is used to help those who are behind in child support due to job loss, health issues, and other variable that may effect their ability to pay. This program is designed to eradicate the past due amount. No matter how much you owe, this program will eliminate your child support balance. We provide the paperwork and consulting to ensure success. The clients can also dispute this on the credit report. If the child support shows up on the credit report, we will charge an additional $800 and remove it off the credit report as well. The process takes no more than 30 to 45 days to complete. Our support team will walk you through the entire process and show you how to whip out child support for good.
Dead Beat Dads or Mothers Need Not Apply !!!!!!!
Cost: $3,500 Time: 40 to 60 days
MORTGAGE ELIMINATION PROGRAM:
Even if you have owned your home for 1 day or 20 years, this program can eliminate your mortgage payment and debt for good. This means no more mortgage payment for you. No more treats of going into foreclosure. This is not a Loss Mitigation or Loan Restructure Program, this is mortgage elimination. The entire balance and monthly payment is wiped out. This process works even if you are in foreclosure and your house will not be sold within the next 45 to 60 days. Investment properties are also welcomed. No commercial properties (coming soon).
Cost: 8K in total. 5K is required to start the process followed by $800 monthly payments until the balance is paid in full. Time: 60 days to complete the process.
UNSECURED DEBT ROGRAM:
This service eliminates all unsecured debt within 90-120 days. This includes:
Credit Cards
Merchant Cards
Gas Cards
Medical Bills
Revolving Debt
Unsecured Installment Loans
1) Scope - Debt Elimination of all unsecured debt in 90-120 day period
includes, merchant cards(Gas cards, Dillards, Macys, etc.), credit cards, Visa, MC, Amex & Discover. Also, Medical bills. unsecured Installment loans. PRIVATE STUDENT LOANS(this is hugh) not sallie mae.
2) Time frame- 90-120 days
3) Refund Policy- within 30-45 days, amount will be based on each client work uncompleted, this is after 120 days of working on client
Clients will pay 21% of total debt total. Only 50% of total fee is required and the remaining balance to be paid once work has been completed. If you want to eliminate your debt with no monthly payments, no debt settlement, no debt negotiation, and no reporting activity from enrollment into the program to your credit reports, this is the program.
Example: If your total unsecured debt is $60,000, you fee will be $12,600. You will be required to pay $6,300 down and the remaining $6,300 after all work has been completed. Once debt elimination program is complete, clients will not have to pay back any of the debt. This will lead to a savings of $47,400.
Clients are required to send us a copy of their last statements. If their balance has changed, they will need to write the correct balance on statements.
Our debt specialist will work with you to eliminate all unsecured debt. This program comes with a money back guarantee. See one of our consultants for more details.
Unsecured debt may or may not be reported by collection agency to credit report. If creditor reports information to credit report, service provider will attempt to remove it.
Debt Eradication (Unsecured Debt)
This service eliminates all unsecured debt within 90-120 days. This includes:
Credit Cards Merchant Cards Gas Cards Medical Bills Revolving Debt
Unsecured Installment Loans Clients will pay 21% of total debt total. Only 50% of total fee is required and the remaining balance to be paid once work has been completed. If you want to eliminate your debt with no monthly payments, no debt settlement, no debt negotiation, and no reporting to your credit reports, this is the program.
Example: If your total unsecured debt is $60,000, your fee will be $12,600. You will be required to pay $6,300 down and the remaining $6,300 after all work has been completed. Once debt elimination program is complete, clients will not have to pay back any of the debt. This will lead to a savings of $47,400.
Clients are required to send us a copy of their last statements. If their balance has changed, they will need to write the correct balance on statements.
Our debt specialist will work with you to eliminate all unsecured debt. This program comes with a money back guarantee. See one of our consultants for more details.
Debt Elimination
Ques.
Why you should enroll in a Debt Reduction and Bill Playing Plan with Freedom Financial, Inc. (FFI) Today?
Ans.
FFI has developed PAYACCEL™, an exclusive money-maximizing system that eliminates debt and builds wealth in the fastest possible time. Our service:
Automatically calculates the highest possible return on every dollar you pay toward debt, so you can be debt free in the fastest possible time.
Pays your debts automatically, month after month.
Pays on time every time, so your credit rating becomes five star.
Puts you and your family on a proven personal wealth-building plan which can generate hundreds of thousands of dollars or more for your family, in the same amount of time most people are just paying off their mortgages.
Provides you with a personal coach to help ensure your success and hold your hand every step of the way on the path to Financial Freedom.
Ques.
What is Debt Elimination? How is it different from Debt consolidation, debt counseling, and those early mortgage payment programs?
Ans.
As the name implies, debt elimination is the complete payment of a debt including all principal and interest payments. This can be done any number of ways but the system employed by FFI is a simple acceleration of principal payments that reduce the amount of interest owed and drastically reduces the life of the loan. Unlike debt negotiators, debt consolidators and debt counselors we: · do not negotiate with creditors (often resulting in lower credit scores) · do not your increase expense budget · do not decrease your credit scores with our credit inquiries (It can cost you up to 100 points to have a debt negotiating type company pull your credit report). The vast majority of the early mortgage retirement plans require that you either make more payments or higher payments. In the popular “bi-weekly” payment plan, the customer pays one whole additional monthly payment per year and cannot reduce the principal nearly as fast as the FFI’s PAYACCEL™ program in which you do not increase your monthly obligations.
Ques.
How does it work?
Ans.
We lower your effective interest rate by trading higher interest rate debt for lower interest rate debt. These savings other savings (timely payments, uncovering creditor tricks etc.) our financial professionals save you are used to pay off the principal payments of your various debts. These accelerated principal payments decrease the interest owed on the debt enabling you to save years of payments and thousands of dollars in payments and fees.
Ques.
How much can I save and when will I start to see these savings?
Ans.
The amount you save is dependent on the type, amount and interest rate of the debt that you have. Typically the interest and fees on these debts will be reduced to half. You will begin realizing debt reduction in your first month. Our average client sees over a $150,000 in interest savings. [A 15 year early retirement of a $2,000 mortgage is a savings of $360,000].
Ques.
Who can qualify for this program?
Ans.
Anyone that has at least $20,000 in interest bearing debt and has sufficient income to pay their current expenses can qualify. FFI has 8 different services that will (between them) accommodate most anyone including people with really bad credit.
Ques.
What will it cost me?
Ans.
Most of our clients (75%) qualify for one of our services that require $0 in up-front costs and $0 increase to your current budget. We pay ourselves from the savings our clients earn. We provide you with a fixed payment amount (the same as your original budget and less in many cases) and receive our fee from this budget. Clients’ not-qualifying for our best programs may be required to pay $500 to start the program and a small monthly fee.
Ques.
What are the facts behind FFI?
Ans.
20 Years of experience with only one complaint with the Better Business Bureau. 50,000 customers with less than 1% drop-out rate $150,000 in debt interest savings for our average client FFG plan partners have in excess of $45 Billion in assets.
Ques.
How do I know this process (and my money) is safe?
Ans.
Your account and these transactions are insured by the FDIC.
Your money stays in your possession, in your complete control and in your bank at all times (until your bills are paid).
The bank is only authorized to make payments to creditors that you approve in writing. If your bank does not follow your instructions---they alone are liable. It’s no different than the bill paying service you might be using right now at your bank.
You may go online to see your bills being paid.
Your creditors will continue to issue you statements and notifications of their received payments.
Debt Negotiation
As part of your membership you may utilize your debt specialist at a discounted rate to perform debt negotiation/reduction services. Service costs and application are found within this debt negotiation section.
Debt Negotiation is the process of negotiating with a creditor to pay off a percentage of a balance owed on old bills, invoices, lawsuits, liens, medical bills, utility bills, and judgments. This process is commonly used in debt settlement and debt arbitration. Since 30% of the 1.6 million bankruptcies filed in 2007 occurred on debt that was current, it is often in the best interest of creditors to negotiate management debt repayment schedules with debtors experiencing hardship.
WHO WE ARE:
We are DEBT REDUCTION SPECIALISTS
WHAT WE DO:
We REDUCE problem debt. We negotiate on your behalf with a variety of creditors including: Collection agencies and collection attorneys Lawsuits judgments and liens We are specialists in out of court settlements
HOW YOU BENEFIT:
We put money back in your pocket and can increase your cash flow! YOU SAVE 33% to 90% of the total amount owed! You get RELIEF FROM CREDITORS PHONE CALLS.
You have a choice and a right! Let Clark & Associates Negotiate For You
