Funding can take place within 15-30 days after approval
Unsecured Capital Funding or Business Funding Fill out the Personal or Business Credit if you want to apply for credit under the strength of your personal credit and/or the strength of your current business assets. Fill out the Business Credit Application if you want to build out your business credit or if you want to apply for funding using one of our seasoned corporations. You can pay the fees once funding takes place Processing Steps for Unsecured Loans and Lines of Credit 1. We must review your credit report and Personal Financial Statement. You will need to Fill out pre-qualification form, fill out and send us. If your credit score is below 700 we suggest you to improve your credit score before you apply for a loan.
You may fax your credit report data and pre-qualification form to 800-273-31345 or email to willie@creditunmasked.com 2. After we review your information and if we qualify the loan request, we will contact you and email your Full Application Form. Along with this form we will request number of documents from you. No document will be sent out to any bank without your permission. In Full Application Form you will find out all necessary items needed for your loan process.
You must sign, notarize and send original agreements to our processing department.
If you send your Full Application Form via fax or email along with UPS, USPS or FEDEX tracking number your loan process will start faster.
3. After we receive your Full Application Form we will submit your information to processors for processing of your application.
4. Your loan process will take 24 to 48 hours.
5. As you qualify from the banks we will invoice you for the consulting fee for each funded loan amount. Business Credit Client Requirements
CLIENT REQUIREMENTS: 1. You must be looking to build excellent Business Credit Ratings and understand that in order to go through the 5 Core Levels of our Program and achieve the most Unsecured Business Credit possible it will take 5 to 7 1/2 Months and that you should not quit in the middle of the Program. 2. You must understand that if your Business is a Start-Up or has a damaged Credit History that you will need to look into one of our Aged Corporations to achieve the best possible results. 3. You must be ready and willing to follow-through on our Instructions in a timely manner in order to get Approved for each Credit Account and understand that we will do everything that we can possibly do for you but we can't sign the Applications and fax them in for you - You must do that yourself, and there will be over 30 Credit Accounts we will be going after so it will take a few minutes of your life. 4. You must have done your research and figured out the we have the Best Business Credit Program out there and therefore will not be second-guessing our instructions. If you are not sure we are the best, then look around and figure it out for yourself before signing-up with us, that way you will be confident in what you are doing and will see it through to the end. 5. You must understand the huge benefits of what we have to offer and be willing to pay for it - We are not the cheapest out there but we are the best - Look around and see for yourself. So, if you meet the Client Requirements above and want to get Started, all you need to do (if you haven't done it already) is fill out the Business Credit Application Above.
Business Credit (Fees Below Can Be Paid After Funding Takes Place)
Program Fees Business Type Funding
A. $995 Existing Business Funding depends on current business
B. $1,490 Start-Up 15K
C. $3,950 Purchase 2 Year Old Corp 50K
D. $5,750 Purchase 3 Year Old Corp 75K
E. $11,950 Purchase 5 Year Old Corp 150K
F. $27,850 Purchase 10 Year Old Corp 250K+
Clients can also opt to pay fees subject to financing. This is allowed if the client has a strong personal credit score and meets the qualifications indicated above. We will then obtain enough Unsecured Financing using your Personal Credit so that you can afford to invest in your chosen Program above. If we succeed, you invest in the Program, if we fail, it did not cost you anything. Clients will pay a monthly fee of $299 if they require us to build out their existing business. If they are using a Shelf Corp, no fees are required up front.
MC 50K to 150K PLOC
Fee: Application fee of $49.99 - non refundable Fee: 15% processing Fee - paid after funding is approved Time: 30-60 days for funding Funding type: Credit cards
Requirements:
Credit Score- needs to be a 720
DTI- 45% or lower
Inquiries-must have 3 inquires within last 3 months
Existing Credit Cards-3 major credit cards for 2 yrs
Time on Job-2yrs
Pay Stubs-2yrs
W2-2yrs
Our application fully filled out and a 7 day old credit report with my fico login and password…
At this time, C&A is not excepting Stated Loans. CREDIT REPORT (pulled within the last 2 weeks) (www.myfico.com)
WE MUST HAVE SIGNED CONTRACTS, AUTHORIZATIONS, ACH AGREEMENTS BEFORE WE WILL TAKE ANY LOAN/LINE PACKAGE
SEASONED CHAMPIONS PROGRAM
No Personal Credit Requirements
Our Personal Guarantor Provided
4-10 Year Seasoned Corporation
4-6 D&B Tradelines
$20k-50k in 9 weeks
Verifiable Trade References
Articles of Incorporation
Action of Sole Incorporator
Corporate Seal
Minutes and Bylaws
Resolutions & Addendums
Business Bank Account
Dun & Bradstreet Number
80 Paydex Score
Employer ID Number
Business License
Yellow Page Listing
411 Listing
Money Back Guarantee
WHAT CAN YOU DO WITH A THOROUGHBRED CORPORATION LIKE THIS?
Business Funding Packages Business Expansion Franchise Purchase Real Estate Acquisition Auto Leasing
Full Doc Corporation Pricing Points:
500K and under in funding> Cost $45K to 70K 1Million in funding > Cost $90K to 115K 2Million to 3 Million > Cost $160K to 180K
Clients can pay 50% down and the other 50% on the backend out of the funding that is obtained. Clients that pay their loans back on time for up to 3 to 5 months, we will work to have banks reduce the interest rates and increase credit limits. Excellent payment history is a must!!!!!!!!!!!!! Funding takes place in stages. Generally every 3 to 6 months. Make payments on time and receive more funding.
Aged Corporations
You can now obtain a 5 year old aged corporation with an excellent corporate credit profile. These corporations are 100% unencumbered and include a Federal Tax Identification Number and a DUNS number. We will build your corporate credit profile, which includes D&B Paydex, Business Equifax and Corporate Experian as well as to represent the current industry and market conditions that you are in. We offer an extensive package that will provide you with a turnkey solution. We can obtain high level funding for your Aged Corporation based solely on its strength, combined with your personal experience and knowhow and NOT based on your client’s personal credit scores.
WHY AN AGED CORPORATION? Primary Reasons By owning a pre-established corporate identity, you are able to take advantage of the following benefits:
Instant availability and fast delivery
Immediately own a company with a corporate history
Show longevity and enhance your image with customers and lenders
Easier to obtain unsecured business lines of credit and business credit lines
Ability to borrow money from banks
Often, lenders require a business to have been in existence from six months to two years or more before lending it money
Ability to secure bids on government contracts. Many government agencies will only sign contracts with a business that has been in business for at least two years.
Additional Aged Corporation benefits:
Credibility to customers
Increased ability to bid on government contracts. Many state and federal contracts require that the business be between two and five years
Easier access to credit
Easier to obtain venture capital
Easier to take a company “public” and sell shares on a stock exchange if certain criterion are met
Less lead time to incorporate your company
Ability to bid or present your business in an arena where candidate companies have to breech an existence duration threshold for contractual adherence
Immediately creating a company existence longevity appearance
Access to investment opportunities
Less limitations when applying for corporate credit
In addition to the benefits mentioned above buyers of Aged corporations are able to purchase an established corporation and also establish themselves as officers, directors and shareholders, giving them immediate control of the business.
SIX STEPS TO FUNDING with TIMELINE
STEP I
Application received with ID and all forms properly completed
Processing Fee paid via ‘good funds’
STEP 2 [Business Day 1 to 20]
IRS Form SS4 established
Corporation registered with Secretary of State
STEP 3 [Business Day 20 to 30]
Incorporation package received from the Registered Agent
411 listing with local phone company
Voicemail set up
Fax number established
Assistance with opening a bank account
STEP 4 [Business Day 30 to 60]
D-U-N-S® Number established to uniquely identify your business for the creation of a basic credit file to establish your company's credibility
Submission of 8 to 12 trade lines for credit enhancements
Verification of credit enhancements that improves the accuracy of your D&B Paydex score and D&B rating which provides the required qualifications for unsecured lines of credit, corporate credit cards and lease approvals.
D&B report issued with complete D-U-N-S credit profile and minimum 80 Paydex
Access to your company's basic D&B credit file to understand how credit decisions on your company are made and how you can use your company's strengths to negotiate better terms
STEP 5 [Business Day 60 to 75]
Applications submitted to our lending network
Applications approved
Funding obtained
STEP 6: Additional Funding [90 to 120 Business Days after completion of STEP 5]
Additional Applications submitted to our lending network
Additional Applications approved
Additional Funding obtained
$1,000,000+ Unsecured Business Lines of Credit
PACKAGES & PRICING
OUR AGED CORPORATIONS DO NOT REQUIRE CREDIT SCORES OR A PERSONAL GUARANTEE
WE INSURE COMPLETE QUALITY CONTROL AND LENDER COMPLIANCE
MULTIPLE CORPORATIONS ARE AVAILABLE TO OPTIMIZE YOUR FUNDING
WE CURRENTLY OFFER FOUR DIFFERENT PACKAGES
$100,000 to $150,000 5 YEAR OLD AGED CORP:
$7,500 Consulting Fee
60 to 75 Business Days
$250,000 to $350,000 SUPPLEMENTAL FUNDING:
Using the Same 5 Year Old Aged Corp Above
$12,500 Consulting Fee
90 to 120Business Days After Initial $100,000 to $150,000 Funding
$350,000 to $500,000 5 YEAR OLD AGED MEGA CORP:
$15,000 Consulting Fee [$5K savings]
150 Total Business Days
$100,000 to $150,000 5 YEAR OLD AGED CORP:
7 to 10 Business Days for Transfer to be Completed
Limited Availability [Not Available for Foreign Nationals]
8 0 $15,000 Consulting Fee & 5% Transfer Fee
Foreign Nationals add $1,000 to each package
REFUND POLICY and GUARANTEE OF SERVICE
you can cancel the contract within three business days and obtain a full refund of the $7,500 Consulting Fee less the Administrative Fee of $500.
You can cancel the contract at any time after three business days and obtain a 50% refund of all fees paid less the Administrative Fee of $500.
If the product contracted for including funding is not so delivered NBF shall refund 100% of all Consulting Fees, less the Administrative Fee of $500.
NBF warrants that the corporation and trade lines will be in place within 45 to 60 business days of the effective processing date.
NBF shall supply you within 60 business days, the Corporate Books and Seal, Articles of Incorporation, Registered Agent, 411 listing, email address and completed D&B profile with Credit Builder Service resulting in an 80+ Paydex score.
NBF warrants that Supplemental Funding will occur within 90 to 120 business days after the initial $100,000 to $150,000 is obtained.
NBF warrants that MEGA CORP funding will occur within 150 to 195 business days of the effective processing date.
Where applicable, assignment of the corporation by you and or your client to NBF along with all associated lines of credit and credit cards, at a zero balance, will be required for a refund to be processed.
All requests for refunds shall be written, dated and signed to be delivered to NBF by either fax or scan. Email refund requests will not be accepted.
$1,000,000+ Unsecured Business Lines of Credit Program Features:
Unsecured Business Lines of Credit
Application Only
Stated Income
Stated Asset
NO Credit Scores
NO Personal Guarantee
NO Tax Returns
NO Credit Scores
NO Business Plans
NO Business Financials
60 to 75 business days to obtain funding
Revolving Lines of Credit
Perpetual Lines of Credit
Prime to Prime + 6
Monthly Interest Only Payments
Lines do not convert to term loans
This program uses Wall Street’s financing techniques to meet the financing needs of Main Street businesses.
These unsecured lines of credit are achieved by enhancing 5 year old Aged corporations developed through AAA rated bonds, securities or other credit enhancements which can include attached, leased, and or other assigned assets. These credit enhancements provide our lender/investors with a tremendous comfort level due to their ability to leverage these very same investment vehicles. Each Aged Corporation is 100% unencumbered.
Although the system is proprietary, the principles employed are used on a regular basis by the top 100 world banks, hedge funds and investment bankers. You now have the ability to enjoy higher unsecured lines of credit.
HOT OFF THE PRESS……LIMITED TIME OFFER
MAJOR LENDING EXTREME LOAN PACKAGE
How does it work?
Client must have an existing account at Lending Bank. If they don’t have an account, they must open an account.
Client must have a 2 year old business. Business does not have to be credit strong our built out.
Client must have a minimum of 20K in the account. Preferred clients have 250K plus.
What are the benefits or return?
Client will receive extreme funding amounts. Clients with 250K in the account will receive 2.5 Million in 21 to 30 days but can take place in as less than 15 days. Clients with 50K will receive 150K to 200K. Clients will generally get 300% to 500% or more of the amount they have in the existing bank account. The more in the account the more you will get with the maximum being 2.5 Million.
What are the fees?
Client will be charged with 35% on=2 0the back end. In this case, clients with 250K in their account will receive 2.5 Million. Fees will be $875,000. Balance after fees will be $1,625,000. Client will be required to release $812,500 (50%) of the balance into C&A private equity firm. The client will maintain the other half ($812,500) and will not be required to make any payments on the loan. This is a non-recourse loan which allows the Private Equity Firm to leverage and pay back the debt.
Do my initial principal or deposit ever leave the account?
No. Your initial investment never moves.
How do I sign up?
You must contact one of C&A consulting group and provide one of the following:
Color Copy of Driver License
Color Copy of Social Security Card
Copy of Secretary of State License (bank account must mat ch)
Copy of Tax EIN #
Applications will only be provided to serious clients that are 100% ready to move
PERSONAL AND BUSINESS CREDIT FUNDING APPRASEL
OUR COST
We only charge $399 for a complete Risk Profile Report on your company or personal credit. While others are charging $999 to $2,000 for this type of assessment, C&A Partner will charge you a minimum fee.
Success Fee: We will only charge you a 10% success fee on all approved funding amounts. You want have to work through a layer of brokers charging 20% to 30% for funding. Our success fee is only 10% and will remain constant throughout the entire process. NO HIDDEN FEES.
OUR PROCESS
Business owners seeking unsecured or secured business lines of credit, business loans, asset-backed loans, inventory financing, factoring, or equipment leases are best suited to work with C&A Partner Group to diagnose any problems, optimize (if necessary) their risk profile PRIOR to submitting applications to banks for most any type of commercial financing, and sign up for ongoing monitoring of the business credit profile to ensure your ability to receive financing in the future.
DIAGNOSE
By utilizing an inexpensive, proprietary diagnosis product called Scorecard 2.0™, C&A Partner simulates the risk rating process that a bank will conduct on a business prior to loan approval or denial. C&A Partner offers several Scorecard 3.0™ variations; banks consider varying criteria and use different channels to conduct due diligence on a business depending on which type of financing is requested. (Scorecard 3.0™ reveals to the business owner what categories, reports, and data sets the bank will analyze, how the business ranks from a risk evaluation standpoint, and what items could be improved upon prior to submitting an application to a financial institution for loan approval.
OPTIMIZE
With a completed Scorecard 3.0™ in hand the business owner is empowered by facts, data, and understanding, which allows for successful strategic planning. Typically the business owner will be presented with several options, including proceeding with submitting a loan application for financing “as is.” Owners will be given a realistic assessment of their “bankability” and if necessary may be given the option to enhance certain aspects of their risk profile before submitting applications for financing.
To accomplish this, C&A Partner offers consulting or coaching services to help business owners prepare and submit applications and interact with bank or lender personnel. If you’ve been declined for financing before, you’ll know how difficult it can be to navigate the complex world of business finance.
The most common package purchased by C&A Partner customers is Optimizer 3.0™ Report. The Optimizer 3.0™ is a thorough, custom, interactive, online report wherein the business owner is assisted in making corrections and improvements to their business profile so that they may be in a position to be approved for financing..
APPLY FOR FINANCING
Once a client is ready for financing, C&A Partner will provide a customized list of lenders who, based upon our experience, will likely fund you given your profile. We utilize state of the art technology, with real time interactive data, to allow you to apply, track, and monitor the loan application process. You will be completely informed of what actions are being taken, and given instructions on your role in the process. FUNDING AMOUNT DEPENDS UPON THE STRENGHT OF THE CREDIT SCORE AND BUSINESS CREDIT PROFILE. CLIENTS THAT ARE SEEKING BUSINESS FUNDING WILL NEED TO BE IN BUSINESS TYPICALLY 2 YEARS OR MORE.
MONITORING
We provide you tools to constantly understand and know where you stand from a risk profile rating. As your business financing needs change with time, you’ll be in a position to apply for different types of financing. Armed with real-time data, you can always know your risk profile rating and how “bankable” you really are.
Save Your Home - Loan Modification
Team: Here is the application that clients need to fill out if they need to save their home through Loss Mitigation. I have included some info on what Loan Modification to help your clients understand their rights.
What is a Loan Modification?
A Loan Modification is a permanent change in one or more of the terms of your home loan, which allows the loan to be reinstated, and results in a payment the homeowner can afford.
A loan modification can consist of :
A) A reduction in the interest rate as low as 1%
B) A change from a fully amortized to interest only payments for a period of time
C) An extension of the loan term
D) A reduction of the principal balance of the loan up to 40%
E) A resolution of any arrearages (back payments, late fees and any penalties)
We have the companies that can do this for you!!
Who Qualifies for a Loan Modification?
Borrowers struggling to stay current on their mortgage payments may be eligible for a loan modification if their income is not sufficient to continue to make their mortgage payments and they are at risk of imminent default.
Homeowners may be eligible for a loan modification even if they are not currently behind on payments. Several factors may have caused this scenario�
It could be loss of income or job; a significant and unforeseen increase in expenses; or an adjustable interest rate that will reset to a new mortgage payment that is simply unaffordable.
Here are five simple rules of thumb to know if you qualify for a loan modification�
1) You occupy your house as your primary residence
2) Your monthly mortgage payment is greater than 31% of your monthly gross income
3) Your unpaid principal/mortgage balance is less than $729,750
4) Your mortgage was originated on or before January 1, 2009
5) You have experienced some type of hardship (job loss, medical expenses, etc) that makes your current home loan unaffordable
Real Estate Investment Program
No Cash or Credit needed!!! Use our investor’s funds to buy homes from banks or short sales then flip them to end buyers. This is not a loan or hard money program. You never have to qualify for use of the funds. You are provided a Proof of Funds Letter which allows you to do a double close and earn instant cash profits at closing.
We teach you how to find and contract with a prequalified buyer as well as providing you the Proof of Funds and the Cash to buy the short sale from the Bank.
You pay for the use of the money from your profits at closing, meaning no cash out of your pocket to use the funds. We don't look at your credit since this is not a loan but rather One Day Acquisition Funding.
Here’s how it works: Line up a short sale purchase, find a buyer, then use our investor’s funds to buy the home and flip it to your ready buyer. No credit needed on your part since the buyer’s loan at closing pays off our private investor. This is a No Cash / No Credit transaction on your part. Only an initial fee of $250 is required. Potential real estate investors will be linked with investment firm to proceed through their approval process by phone.
1. You are able to use the Private Funds Program for your own real estate flipping transactions. You are provided a Proof of Funds Letter for each of your Flip Transactions, even if you don't need to use our Private Funds Program.
GRANT WRITING
Grant Writing and Related Services
Writing all types of grant proposals, including federal, state, county, city, private foundation and corporate giving.
Conducting grant source research to identify potential funding opportunities for project concepts. We closely monitor government grant availability and use a database of over 20,000 foundation and corporate giving sources.
Editingclient draft proposals and providing technical assistance.
Preparing nonprofit incorporation documents and applications for state/federal tax exempt status.
Drafting program plans for such contract service providers as group homes, child care providers, foster family agencies, substance abuse treatment providers, etc.
Description of Grant Writing Packages
Basic Package Analysis and research are specially made to suit the individual needs of every client. Business proposals from $100,000.00 to $300,000.00 Submitted grant proposal to client within 21 days Professionally prepared a seven-page proposal. Daily one-on-one telephone support
Deluxe Package Customized analysis and research for each client Business proposals from $300,001.00 - $1,000,000.00 Daily one-on-one telephone support Submitted grant proposal to client within 21 days
Premium Package: Business proposal over $1,000,000.00 Research potential funding opportunities details to validate your project's need for funds Create and develop a proposal, up to 25-pagesm includes consulting and assessment. Daily one-on-one telephone support Submitted grant proposal to client within 28 days
Gas and Grocery Certificate Program
Rewarding customers and employees has its benefits ! Do it with Gas and Grocery Certificates. Denominations range from $100 to $500 and sell for pennies on the dollar. That is correct, you can participate by purchase the Gas and Grocery Certificates for pennies on the dollar.
Customers and employees can feel the benefits all throughout the year by receiving $25 back per month on their gas purchase and $25 per month on their grocery purchase no matter where they buy it ! They simply turn in their purchase receipts that total at least $100. Thats It ! Nothing complicated.
This incentive will bring you new customers and retain employees. Re-Energize old customers and increase your bottom line ! If you have been looking for that competitive advantage, you have found it. For more information, please visit us online at:
Cost of Certificate for Consultants to Resell: $100 Gas or Grocery Certificate $16 $150 Gas or Grocery Certificate $19 $300 Gas or Grocery Certificate $28 $500 Gas or Grocery Certificate $30
Minimum of 25 per order
BAD CREDIT FUNDING 60K TO 100K ……NO CREDIT CHECK
WE CAN HELP YOU GET FUNDING FROM 60K TO 100K
We don’t even look at your credit score. This program is backed by a professional firm that works to generate the financial and credit worthiness through their assets to get you approved.
NO FICO/Unsecured Credit Lines
The way that our program works is that we establish corporate entities where we set up and build the company’s financials utilizing our knowledge of corporate credit. We will then establish you as one of the directors within that specific entity and begin working on getting a line of credit that is assigned to that company and not related to your FICO score. We try to custom mold each entity to meet the requirements that a particular banks are looking for.
If this newly reorganized entity now meets the guidelines of the bank and when applied for by the company, is extended a line of credit. This corporate credit credit line at the bank is in the name of the corporation and not in the name of an individual. The corporation may however “authorized“ any individual within a “division” of the company to be issued a sub-account line of credit that would linked to the larger master credit line.
Approval Amounts:60K to 100K
Funding Time Line: 6 to 7 weeks
Application Fee: $899 (non refundable)
Success Fee: 10K
Interest Rate Ranges from 7.5% to 11% typically
The $899 charge is for the Risk Profile Report to be ran on all small business and/or is part of the application fee to process and work the applications. It is unlawful to guarantee any funding however this program is very successful as we have approved credit investors and credit enhancement services to ensure high success ratios. See client consulting agreement for more details.
Do you need capital but have bad credit?
Could you use 60K to 100k to start a business?
Can you use funding to pay off immediate debt?
We, we have the perfect program for you.
REAL ESTATE INVESTOR PROGRAM
This is a great deal for real estate investors. We have homes that investors can purchase from 30K to 50K (fully renovated) whose value ranges from 50K to 100K. This means equity. These homes will be under a 3 year contract The Mental Health Company pre-determines the homes they want purchased and renovated for existing tenants to occupy. This project calls for 20 homes to be purchased and renovated with 10 additional homes a month. The Mental Health Company has over 150 tenants that are awaiting a home. All we need is real estate investors to purchase the contracted homes. which can be renewed every 3 years.
These homes will be under contact for investors to take home a minimum of 2K to 3K a month. This is correct, a net take home of 2K to 3K a month guaranteed. In addition, the homes taxes and up-keep will be taken care of and is noted in the contract.
Funding:For real estate investors that have capital in the bank and good credit, we have a relati onship with several banks that will provide a line of credit to our real estate investors. This means that you can possibility get into this deal using the bank’s money.
We are able to get a list of Bank REO in the Detroit area with no liens. Th is entire project is housed in Detroit. Serious investor can also get photos of some of the approved and finished properties.
Benefits:
Positive cash flow of 2K to 3K per month
No up-keeping necessary
No taxes to pay
No management of the property required
Business0A lines of credit available for those who qualify
3 year contract for tenants in place
Over 150 tenants awaiting properties now
Commission can be earned for intermediaries
We renovate all the pro perties for you
In order for a house to be complete it must meet the following criteria. The houses must be finished to code with working utilities (including basic cable) and furnished with all appliances, dishes, silverware, TVs in each bedroom, the basement and living room, and each tenant is to be given a twin bed and at least two dresser drawers. When a complete house is provided AHS will start to move tenants in who have been pre-screened as someone willing and able to make the necessary changes in their lives. It will take up to 6 weeks to get a house completely full as we need to make sure all the tenants get along with each other and some may need to be moved around. Multiple homes can be done simultaneously.
AHS, will manage the renovation, and along with the Outreach Program involved, will be responsible for the management of each house. Each tenant receives monthly income from a government source. When the tenant agrees to enter into the home, they must sign over their income to the Outreach Program, which will then make a budget for them and distribute the money accordingly with the goal of teaching them how to handle their own finances. Each tenant will pay $400.00 - $550.00 a month in rent. The monthly rent is determined by the amount of income the tenant has, the location of the house, the program and the seasons (rent goes up $50.00 a month in winter). The amount of tenants in a house is determined by the size of the house and its rooms. But the typical 12 by 12 room will house 2 tenants. So a typical 1,200 sq ft 3 bedroom bungalow in Detroit will house 6 - 8 tenants 8 – 10 if an egress window is installed in a basement room. An egress window is mandatory in order to house anyone in the basement. There is no exception to this rule.
Tenants must adhere to a strict set of rules to live by. Tenants may only smoke out back, in the garage or in the basement and are not all owed to loiter on the front porch. Each house will set aside the living room to be used as a meeting room for family or other visitors. Tenants will use the basement as the living room. Each house will have one tenant who will be designated as the house captain. The house captain is a tenant who has been in the program for awhile or graduated from the program and is charged with the task of watching over the other tenants and mentoring them. The house captain is to be paid $100.00 a month for his or her services while living rent free. If any tenants become a problem or break the rules they are removed from the house. A variable fee is paid each month to the outreach program for their services (usually around $500.00) and there will be a miscellaneous cost each month for bus passes or food that rarely reaches $200.00. In order to keep heating and cooling cost down the thermostat should be outfitted with a lock box.
All of our homes are kept immaculately clean and no one is ever neglected. We pride ourselves in caring about what we do and expect the same from those around us. To this date we have not had any major problems in the houses or with the neighbors.
Customers must first verify their eligibility for relief in the state(s) in which their charges were brought. If you're eligible, simply create a user account and answer all of the questions required to create and complete your application materials.
Our FREE Eligibility check will ask basic questions about your criminal record and present you with the relevant state statutes. Remember, being eligible does not guarantee a specific outcome. Final decisions regarding your case rest solely with the judicial authority of your state.
It is very important that you provide complete and accurate information. Failure to do so may result in your application being rejected or even denied. Take the time to obtain a copy of supporting court documents or your criminal record if you have any doubts about the accuracy of your answers. Instructions for obtaining a copy of your criminal record will be available within your account page.
Step 2: Print
After you've entered your information, a printable Application Packet will be posted to the inbox on your account page. Print your completed application materials, along with detailed filing instructions, within moments of completing the questions.
Please take the time to20review your materials and confirm that the information is how you intended it to appear. If you see any errors, simply return the questionnaire from your account page and make the necessary corrections. Updated forms will be available right away for download and review.
Step 3: File
We will provide you with detailed instructions for filing your Application Packet. You'll learn where, when, and how to file your documents along with key contact information. You'll also get critical info about the program for Reporting Agency Notification.
We DO NOT provide legal counsel, advice, or representation, which includes appearing in court so take the time you need to understand what is expected of you during any hearing that may be required. Refer to your filing instructions on how to contact the Clerk of Courts for more information.
You may have to attend a court hearing at some point as the court reviews your application. If a court hearing is required, you are allowed20to represent yourself. You may also be required to pay filing fees to the court. Your application instructions will have more detail about that. You may also contact the clerk of courts to learn about required fees, if any.
Some courts move through their schedules very quickly, others are slower. The court will typically take some time to review your materials and any information from a hearing, if one is held. Be patient, record relief is a goal worth the effort.
Having your record cleared by the courts is not the same as leaving the past behind you. Hundreds of databases contain your record and unless ClearMYrecord.com contacts each of them on your behalf, those databases may never be updated. Courts don't have the resources to contact all of the databases containing information about you. We fill the gap.
Q. AM I ABLE TO HAVE MY CIVIL AND POLITICAL RIGHTS RESTORED?
Q. CAN I HAVE MY CRIMINAL RECORD EXPUNGED?
Q. WHAT IS A PARDON?Pardon is a declaration of record by the State Board of Pardons and Paroles that a person is relieved from the legal consequences of a particular conviction. It restores civil and political rights and removes legal disabilities resulting from conviction in a Georgia court of law.
A pardon may be granted in two instances.
A pardon may be granted to a person who, to the Board's satisfaction, proves his innocence of the crime for which he was convicted under Georgia law. Newly available evidence proving the person's complete justification or non-guilt may be the basis for granting a pardon. Application may be submitted in any written form any time after conviction. The Parole Board sets a very high standard for pardons based upon innocence. In its =2 0 sixty-plus year history, the Parole Board has granted less than five pardons based upon innocence.
A pardon which does not imply innocence may be granted to an applicant convicted under Georgia law who has completed his full sentence obligation, including serving any probated sentence and paying any court-ordered payment, and who has thereafter completed five years without any criminal involvement. The five-year waiting period after sentence completion may be waived if the waiting period is shown to be detrimental to the applicant's livelihood by delaying his qualifying for employment in his chosen profession. Application must be made by the ex-offender on a form available from the Board on request.
No pardon is automatic; the Board judges the merits of each individual case.
Q. AM I ABLE TO HAVE MY CIVIL AND POLITICAL RIGHTS RESTORED? Under Georgia law, a person convicted of a felony involving moral turpitude loses his civil and political rights, including the right to vote, the right to hold public office, and the right to serve on a jury. The right to vote is restored automatically by operation of law upon completion of the sentence, including probation. Using an application form available on request, a person who was convicted under Georgia Law may apply for a Restoration of Civil and Political Rights. If the person was convicted under another state's law or under Federal law but is residing in Georgia and wishes to exercise civil and political rights in this State, he or she also may apply. A Restoration of Civil and Political Rights carries no implication of innocence and may be granted only to a person who has completed his or her sentence and who has thereafter completed two years without any criminal involvement.
Restoration of Firearm Rights to Certain Offenders Under Georgia law, a felony conviction removes the right to receive, possess, and transport a firearm. An eligible ex-offender may petition the Parole Board to have his or her firearm rights restored. The applicant should also understand that the restoration of the firearm rights only removes disabilities occurring by operation of Georgia law. It provides no exemption from the firearm laws of other states or the Federal government. The Board almost never restores firearm rights to offenders whose crime(s) involved the use of a firearm.
The Board will consider restoring firearm rights to former offenders, otherwise qualified for a Pardon or a Restoration of Civil and Political Rights. However, the Board will not consider restoring firearm rights to any former offender convicted of a federal offense or who was convicted of or pled guilty to an offense arising out of the unlawful manufacture, distribution, possession, or use of a controlled substance or other dangerous drug.
Q. CAN I HAVE MY CRIMINAL RECORD EXPUNGED?In Georgia, under some circumstances, you may be able to have a criminal record expunged, which means that some records are destroyed and others are restricted from disclosure.
You may be eligible for expungement if:
Charges against you have been disposed of without a conviction and you have not been convicted of a crime in the past20five years, or You have a juvenile record, but you were not adjudicated delinquent. If you are eligible for expungement, you may make a written request to the proper law enforcement agency. If the agency denies your request, you may challenge that decision in court.
·No pardon is automatic; the Board judges the merits of each individual case.
·Q. AM I ABLE TO HAVE MY CIVIL AND POLITICAL RIGHTS RESTORED? Under Georgia law, a person convicted of a felony involving moral turpitude loses his civil and political rights, including the right to vote, the right to hold public office, and the right to serve on a jury. The right to vote is restored automatically by operation of law upon completion of the sentence, including probation. Using an application form available on request, a person who was convicted under Georgia Law may apply for a Restoration of Civil and Political Rights. If the person was convicted under another state's law or under Federal law but is residing in Georgia and wishes to exercise civil and political rights in this State, he or she also may apply. A Restoration of Civil and Political Rights carries no implication of innocence and may be granted only to a person who has completed his or her sentence and who has thereafter completed two years without any criminal involvement.
Restoration of Firearm Rights to Certain Offenders Under Georgia law, a felony conviction removes the right to receive, possess, and transport a firearm. An eligible ex-offender may petition the Parole Board to have his or her firearm rights restored. The applicant should also understand that the restoration of the firearm rights only removes disabilities occurring by operation of Georgia law. It provides no exemption from the firearm laws of other states or the Federal government. The Board almost never restores firearm rights to offenders whose crime(s) involved the use of a firearm.
The Board will consider restoring firearm rights to former offenders, otherwise qualified for a Pardon or a Restoration of Civil and Political Rights. However, the Board will not consider restoring firearm rights to any former offender convicted of a federal offense or who was convicted of or pled guilty to an offense arising out of the unlawful manufacture, distribution, possession, or use of a controlled substance or other dangerous drug.
·Q. CAN I HAVE MY CRIMINAL RECORD EXPUNGED?In Georgia, under some circumstances, you may be able to have a criminal record expunged, which means that some records are destroyed and others are restricted from disclosure.
You may be eligible for expungement if:
Charges against you have been disposed of without a conviction and you have not been convicted of a crime in the past five years, or You have a juvenile record, but you were not adjudicated delinquent. If you are eligible for expungement, you may make a written request to the proper law enforcement agency. If the agency denies your request, you may challenge that decision in court.
·No pardon is automatic; the Board judges the merits of each individual case.
·Q. AM I ABLE TO HAVE MY CIVIL AND POLITICAL RIGHTS RESTORED? Under Georgia law, a person convicted of a felony involving moral turpitude loses his civil and political rights, including the right to vote, the right to hold public office, and t he right to serve on a jury. The right to vote is restored automatically by operation of law upon completion of the sentence, including probation. Using an application form available on request, a person who was convicted under Georgia Law may apply for a Restoration of Civil and Political Rights. If the person was convicted under another state's law or under Federal law but is residing in Georgia and wishes to exercise civil and political rights in this State, he or she also may apply. A Restoration of Civil and Political Rights carries no implication of innocence and may be granted only to a person who has completed his or her sentence and who has thereafter completed two years without any criminal involvement.
Restoration of Firearm Rights to Certain Offenders Under Georgia law, a felony conviction removes the right to receive, possess, and transport a firearm. An eligible ex-offender may petition the Parole Board to have his or her firearm rights restored. The applicant should also understand that the restoration of the firearm rights only removes disabilities occurring by operation of Georgia law. It provides no exemption from the firearm laws of other states or the Federal government. The Board almost never restores firearm rights to offenders whose crime(s) involved the use of a firearm.
The Board will consider restoring firearm rights to former offenders, otherwise qualified for a Pardon or a Restoration of Civil and Political Rights. However, the Board will not consider restoring firearm rights to any former offender convicted of a federal offense or who was convicted of or pled guilty to an offense arising out of the unlawful manufacture, distribution, possession, or use of a controlled substance or other dangerous drug.
·Q. CAN I HAVE MY CRIMINAL RECORD EXPUNGED?In Georgia, under some circumstances, you may be able to have a criminal record expunged, which means that some records are destroyed and others are restricted from disclosure.
You may be eligible for expungement if:
Charges against you have been disposed of without a conviction and you have not been convicted of a crime in the past five years, or You have a juvenile record, but you were not adjudicated delinquent. If you are eligible for expungement, you may make a written request to the proper law enforcement agency. If the agency denies your request, you may challenge that decision in court.
